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Wedding Insurance – What’s it all about?

Why buy wedding insurance?

Weddings this year are costing on average £21,000, that’s a lot of money to lose should something go wrong.

If you needed to cancel your wedding due to an unexpected illness or extreme weather conditions, then having wedding cancellation insurance will help cover the costs to re-arrange the wedding.

Not only that, but it will cover the cost of wedding vendors such as caterers, photographers or car hire companies who fail to supply. You will also find cover to protect the most important parts of the wedding, the wedding dress and the wedding rings. Costs can be recovered to repair and/or replace these items in the event of damage, loss or even theft.

In today’s climate it is not unusual for wedding companies or venues to go bust. Having wedding reception insurance will cover you in the event that the venue for your reception has to cancel.

There are lots of different policies to compare, differing in price and the coverage they offer. Some will cover you for items already booked, some will not. Always read the terms and conditions and pick the policy that best suits you.

The insurance companies I’d recommend (based on my client reviews) are:

  • E&L
  • John Lewis
  • Debenhams

Depending on what you are insuring, costs can range from £30 to £60. When you think about the amount you are spending on your big day, it’s a small price to pay for peace of mind.

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